Mutual insurance companies exemplify genuine mutualistic cooperation.

Evidence

A first step towards clarifying the issue is to characterize mutualistic forms of cooperation directly rather than by loosening the notion of reciprocity. The clearest real-life example of mutualistic cooperation is provided by mutual insurance companies (such as the “Philadelphia Contributionship for the Insurance of Houses from Loss by Fire” — Nicolas Baumard, A mutualistic approach to morality, 76

Categorization

• SEED: The Philadelphia Contributionship (founded 1752 by Franklin) could anchor an essay on how insurance was cooperative before it was corporate.
• XREF: connects to: Mutual aid functions as informal insurance among individuals. — Nicolas Baumard, A mutualistic approach to morality: The…, 160; Sanction-backed protection against worst risks enables wider productive cooperation; Insurance and coordination-clue motives can be operationally distinguished by bidding tests. — Thomas C. Schelling, The Strategy of Conflict, 871 (+8 more)

Related

• Mutualism pays off through average expected benefits, not guaranteed returns (similarity 0.81)
• Mutual aid functions as informal insurance among individuals. (similarity 0.79)

Broader Connections

• Mutual aid functions as informal insurance among individuals. #expands (0.85) — Nicolas Baumard, A mutualistic approach to morality, 160
• Insurance and coordination-clue motives can be operationally distinguished by bidding tests. #responds-to (0.80) — Thomas C. Schelling, The Strategy of Conflict, 871
• Mutualism pays off through average expected benefits, not guaranteed returns #expands (0.80) — Nicolas Baumard, A mutualistic approach to morality, 79
• Ownership and management are inseparable in protection firms #contradicts (0.80)
• Trust relationships self-maintain once the parties recognize mutual benefit #expands (0.75)
• Lifetime accounting makes apparent altruism actually mutualistic. #qualifies (0.75) — Nicolas Baumard, A mutualistic approach to morality, 206
• Reciprocal trust creates mutual incentives for trustworthiness #expands (0.75) — Nicolas Baumard, A mutualistic approach to morality, 166
• Cooperative ventures are exchanges proportional to each partner’s contribution. #expands (0.75) — Nicolas Baumard, A mutualistic approach to morality, 92
• Reciprocal trust multiplies each party’s incentive to be trustworthy #expands (0.75) — Russell Hardin, Trust and Trustworthiness, 1016
• Mutual trust in iterated exchange is selffulfilling through aligned incentives #expands (0.75)
• Sanction-backed protection against worst risks enables wider productive cooperation #expands (0.72)