The Federal Housing Administration legally redirected black taxpayers’ money toward white homeownership.

Evidence

The law sanctioned all of it. Legal antiblack discrimination continued for nearly a century after the end of slavery. The Federal Housing Administration, for example, legally engaged in redlining, whereby they refused to insure home loans in neighborhoods where black Americans lived. At the same time, black taxpayers funded FHA insurance and enabled the white middle class to build wealth through homeownership. — Dorothy A. Brown, Getting to Reparations, 589

Categorization

  • ADDENDUM: Directly supports the wealth-building mechanism core to the reader’s ongoing reparations case; the FHA subsidy channel from black taxpayers to white wealth is a key quantified causal claim.