Wage-earning migrants do not budget and exhaust cash before pay period ends

Evidence

There is a general lack of liquidity, that is the women’s customers generally run out of cash before each montly pay period is half over. Indeed budgeting is extremely rare, especially for single men. Expenditures are normally erratic, even when individuals succeed in stabilizing some part of their income by earning wages. — Diego Gambetta, Trust - Making and Breaking Cooperative…, 2314