Product liability reform critics claim erratic jury awards make the U.S. uninsurable.

Evidence

But according to critics of the product liability reforms, this is not how the reforms have worked out. The changes in law have transformed “the doers, the makers, and the providers of this world into perpetual prey, pursued and worried at every turn by a hound-like legal profession.”*8 In addition, erratic and excessive jury awards have prompted insurance companies to refuse coverage; one company official found the United States “as unpredictable from an underwriter’s point of view as a banana republic.” — G. Alan Tarr, Judicial Process and Judicial…, 3488