Private sector retirement access and participation show stark white-black gaps.

Evidence

In the private sector, 56.2 percent of white workers and 50.2 percent of black workers have access to a retirement plan through their employer. Perhaps even more striking is that of those employees with access to a retirement plan, 45.8 percent of white employees and only 36.6 percent of black employees participate. — Dorothy A. Brown, The Whiteness of Wealth, 385