Predatory lending depended on persuading borrowers that home values would rise forever.

Evidence

Not all moneylenders engaged in predatory practices. However, selling unaffordable homes to people of limited means required misleading them or persuading them that the value of their homes would increase indefinitely. — Albert Bandura, Moral Disengagement, 1488

Categorization

• corroborated: 2 independent passages support this claim — Albert Bandura, Moral Disengagement: How People Do Harm…, 1488