Insurance primarily generates collective solidarity rather than individual self-interest

Evidence

Insurance was feared and rejected by Calvinists as morally corrupt because of its interference with Providence. … Somewhat counterintuitively, insurance has much less to do with individual self-interest than with complex and collective political imaginings, which include the development of social solidarity. Solidarity itself can be seen as the prevention of social insecurity by means of insurance—forming what conservative historian François Ewald (1986) has called sociétés assurancielles. — Aris Komporozos-Athanasiou, Speculative Communities, 273

Categorization

• DEFINE: Ewald’s sociétés assurancielles: the insurance society in which solidarity operates as organized social insecurity prevention.
• XREF: Connects with the reader’s prior Frankfurt School reading on administration; also echoes their article on sacrifice — both treat social institutions as stabilizing collectives via shared bearing of burden.
• SHARE: The Calvinist rejection of insurance as interference with Providence is a neat, narrow tidbit for a friend studying economics-and-religion history.