Insurance availability can incentivize municipal zoning and state flood-loss reduction

Evidence

Similarly, the administrator may use the availability of insurance as a means of encouraging municipalities to improve their zoning requirements, so as to reduce flood losses. Incidentally, might the requirement of state participation induce state legislatures to take a more active role in reduc. ing losses? — Henry M. Hart, Jr. and Albert M. Sacks, The Legal Process, 1912

Categorization

• XREF: Builds on the earlier chapter-10 thread about licensing/prior-approval as behavioral steering; and on the reader’s land/place thread. — connects to: Insurance rate classifications can shape private behavior like tax categories do — Henry M. Hart, Jr. and Albert M. Sacks, The Legal Process: Basic Problems in…, 1913; Federal flood-insurance requirements drove dramatic expansion of local floodplain zoning — Adam Rome, The Bulldozer in the Countryside:…, 700; Municipalities preserved floodplains as parks because flood damage there would be cheap — Adam Rome, The Bulldozer in the Countryside:…, 696

Broader Connections

• Federal flood-insurance requirements drove dramatic expansion of local floodplain zoning #corroborates (0.92) — Adam Rome, The Bulldozer in the Countryside, 700
• Municipalities preserved floodplains as parks because flood damage there would be cheap #exemplifies (0.78) — Adam Rome, The Bulldozer in the Countryside, 696