Homeownership tax subsidies function as twenty-first-century redlining

Evidence

In truth, homeownership in America is rigged and has been from the beginning. Most white homeowners win, and all but a few black homeowners lose. Forget the Fair Housing Act, forget redlining, forget the illegal but still active practice of mortgage discrimination. Today’s federal government creates and perpetuates pro-white policies in the form of tax subsidies for homeownership that are perfectly lawful. Tax subsidies for homeownership are little more than the twenty-first-century version of redlining, and they must be repealed. — Dorothy A. Brown, The Whiteness of Wealth, 246

Categorization

• DEFINE: Frames the central thesis: lawful, race-neutral tax subsidies as the modern structural mechanism replacing explicitly racist practices like redlining.
• SEED: This is the sentence that carries the whole chapter’s argumentative weight — the ‘tax subsidies as redlining’ framing could anchor an essay on how structural racism survives formal legal neutrality.
• XREF: connects to: Neoliberal land reform expropriated Mapuche collective land using tax subsidies to forestry giants — Jessica Whyte, The Morals of the Market: Human Rights…, 354