De-regulation rhetoric by financiers enables exploitive lending practices.

Evidence

Federal housing programs are created to enable citizens of lesser means to realize their dream of homeownership and to fuel economic growth. These loans are insured by the federal government. Financiers and other moneyed self-interest groups use their considerable political clout to remove regulations not to their liking and to weaken regulatory oversight, which they characterize as burdensome and implemented by obstructive governmental bureaucracies. Weak regulatory oversight creates fertile ground for faulty management, exploitive practices, and outright fraud. — Albert Bandura, Moral Disengagement, 1405

Categorization

• XREF: Connects to authoritarianism claims about framing institutions as ‘burdensome bureaucracies’ to justify harmful policy.
• corroborated: 2 independent passages support this claim — Albert Bandura, Moral Disengagement: How People Do Harm…, 1405